Thursday 17 October 2013

different insurance and life insurance

In there are two types of insurance products that generally makes a product we know , among others, and life insurance losses . The following explanations may be useful : 

a. Insurance Losses 
Closing the coverage for loss due to damage or obliteration insured property due cause - a cause or event which the insured ( cause - a cause or danger - the danger referred to in the contract or insurance policy ) . In general insurance , the insurer receives a premium from the insured and in the event of damage or obliteration on the insured property compensation will be paid to the insured . This is an example of insurance products :

   
fire insurance
    
Sea Transport Insurance
    
Motor Vehicle Insurance
    
Boat Insurance Framework
    
Construction All Risk ( CAR )
    
Property / Industrial All Risk
    
Customs Bond Insurance
    
Surety Bond Insurance
    
Personal Accident Insurance
    
Health Insurance
    
and others 


b . Life Insurance 
Closing the insured to pay the amount of compensation due to a person's death or permanent life insurance term .In life insurance , the insurer receives a premium from the insured , and if the insured dies , the benefit ( sum assured ) is paid to the beneficiary or a person designated in the policy as beneficiaries . examples of this type of insurance is Pure Life Insurance ( Whole Life Insurance ) , Term Life Insurance , Short Term Life Insurance ( Term Insurance ) .

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